Fintech Investment Research

📊 The Ultimate Guide to Publicly Listed FintechFintech fintech Short for financial technology, refers to tech-enabled innovation in financial services. Companies (2025)

As fintech continues to reshape the global financial ecosystem, several innovative companies have made their mark by going public. From digital banks and BNPL providers to payment giants and crypto exchanges, listed fintechs offer a great window into where the future of finance is headed.

Below, we break down the most notable publicly traded fintech companies, organized by category, complete with quick summaries and direct links to their investor relations pages.


🏦 Digital BankingDigital Banking digital-banking Banking services offered primarily through digital channels such as apps and web platforms. & Neobanks

CompanyTickerWhat They DoInvestor Page
NubankNYSE: NULatin America’s largest digital bank with over 100M usersInvestor Relations
SoFi TechnologiesNASDAQ: SOFIUS-based digital bank for loans, investments, and depositsInvestor Relations
Dave Inc.NASDAQ: DAVECash advances, budgeting, and banking for Gen Z & millennialsInvestor Relations

💳 Payments & MerchantMerchant merchant An individual or business that accepts payments in exchange for goods or services. Services

CompanyTickerWhat They DoInvestor Page
Visa Inc.NYSE: VGlobal card network and payments infrastructure leaderInvestor Relations
MastercardNYSE: MAPayment scheme and tech platform rivaling VisaVisa visa A leading global payment technology company connecting consumers, businesses, and banks.Investor Relations
PayPalNASDAQ: PYPLOnline paymentsOnline Payments online-payments Transactions conducted over the internet using card details, digital wallets, or online banking., walletsWallets wallets See Digital Wallets., and global merchant acquiringInvestor Relations
Block, Inc.NYSE: SQPOS solutions via Square and P2P payments via Cash AppInvestor Relations
AdyenAMS: ADYENGlobal payments gatewayGateway gateway A service that authorizes and processes card payments for online merchants. Examples include Stripe, Adyen, and PayPal. and acquiring platformInvestor Relations
CorpayNYSE: CPAYCross-border B2B payments, corporate FX, and expense managementInvestor Relations

💸 Lending & BNPL (Buy Now, Pay Later)

CompanyTickerWhat They DoInvestor Page
AffirmNASDAQ: AFRMBNPL provider working with major retailersInvestor Relations
UpstartNASDAQ: UPSTAI-powered consumer lendingInvestor Relations
PagayaNASDAQ: PGYAI-based credit modeling for lendersInvestor Relations
SezzleNASDAQ: SEZLBNPL provider in US and AustraliaInvestor Relations

🌐 Crypto & BlockchainBlockchain blockchain A decentralized digital ledger used to securely record transactions across multiple systems.

CompanyTickerWhat They DoInvestor Page
CoinbaseNASDAQ: COINLeading US crypto exchange and custody platformInvestor Relations
BakktNYSE: BKKTDigital assets platform for crypto and loyaltyInvestor Relations
Riot PlatformsNASDAQ: RIOTPublic crypto mining and infrastructure firmInvestor Relations

📈 WealthTech & Investment Platforms

CompanyTickerWhat They DoInvestor Page
RobinhoodNASDAQ: HOODApp for commission-free investing and crypto tradingInvestor Relations
MercadoLibreNASDAQ: MELILATAM e-commerce and financial platform via Mercado PagoInvestor Relations
AddeparPrivatePortfolio data, analytics, and wealthtech softwareCompany Site

🌍 Cross-Border & Remittance

CompanyTickerWhat They DoInvestor Page
RemitlyNASDAQ: RELYDigital remittance provider focused on migrant workersInvestor Relations
Western UnionNYSE: WULong-standing global remittance networkInvestor Relations
dLocalNASDAQ: DLOPayments for global merchants in emerging marketsInvestor Relations

🛡️ InsurTech

CompanyTickerWhat They DoInvestor Page
Root Inc.NASDAQ: ROOTAuto insurance using telematics and AI pricingInvestor Relations
LemonadeNYSE: LMNDDigital insurance for renters, pets, lifeInvestor Relations
Next InsurancePrivateCommercial insurance for small businessesCompany Site

🧠 AI & Risk Analytics

CompanyTickerWhat They DoInvestor Page
PalantirNYSE: PLTRAdvanced analytics platform for government and financeInvestor Relations
Fair Isaac Corp. (FICO)NYSE: FICOCredit scoring and analytics powering lending decisionsInvestor Relations

Final Thoughts

The fintech space continues to evolve rapidly, and these listed players are a strong representation of innovation in payments, lending, digital banking, and crypto. Whether you’re an investor, a founder, or a fintech enthusiast, tracking these companies offers insights into where financial technology is heading next.

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