Video Gaming Payments: 2024 Snapshot
The Evolving Landscape of Video Gaming Payments: 2024 Snapshot The video gaming industry has become one of the most powerful […]
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Indonesia – State of Payments (2025)
Indonesia—Southeast Asia’s largest economy and fourth-most populous nation—is leapfrogging cards and banking to become one of the most vibrant digital
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Mechanics of Apple’s newly launched BNPL Service
Here is the summary: Unlike the Apple Card, where Apple serves primarily as a marketing and UX frontend for Goldman
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Cross Border Acquiring
Cross-Border Acquiring: Pros, Cons & Use Cases for Global Digital Merchants As global commerce explodes, businesses—especially those selling digital
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Why APMs
Building a business case for accepting alternative payment methods (APMs) Users want making a purchase to be as frictionless as
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Neuroscience behind Buy-Now-Pay-Later
The science behind Buy-Now-Pay-Later: “Neuroscientists have found that asking people to pay money activates the same brain regions as physical pain
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Benefits of DCC for Merchants
Benefits to Merchants for DCC The customer will typically be charged between 1%-%6% of the total transaction amount on a
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Least Cost Routing
Absolutely! Here’s a comprehensive and SEO-optimized blog post titled: 
What Is Least Cost Routing (LCR)? Global Overview of Lowering
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Accessing Australia’s NPP
Vibhu Arya @ PaymentspediaVibhu Arya is a fintechFintech fintech Short for financial technology, refers to tech-enabled innovation in financial services.
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Authorization Time Limits: Explained
AuthorizationAuthorization authorization The real-time process of verifying that a payment method has sufficient funds or credit limit for a transaction.
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Expanding Payments Landscape
The payments landscape is not only one of the most dynamic, characterized by constant change over the past years, but
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PG vs PSP vs ISO vs PayFac vs Payment Aggregator
Payment GatewayGateway gateway A service that authorizes and processes card payments for online merchants. Examples include Stripe, Adyen, and PayPal.
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Dynamic Currency Conversion(DCC)
Dynamic Currency Conversion(DCC) DCC locks in an exchange rate at the time of making a transaction. This rate is based
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MCC High Risk
MerchantMerchant merchant An individual or business that accepts payments in exchange for goods or services. Category Code (MCC) is a
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IBAN vs. SWIFT BIC Codes | 101
Learn the difference between IBAN and SWIFT/BIC codes for global money transfers. Structure, usage, examples, and how to find them—explained simply.
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Payments Gateway vs PSP
A payment service provider (PSP) is the broad industry term used to describe companies that provide a turnkey solution to
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Card Issuers
What are credit card networks? The role of a card network is to facilitate transactionsTransactions transactions Interactions where value is
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Choosing DCC Providers
Coverage: When you evaluate DCC service providers, it is very important that you consider the number of foreign currencies they
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Soft and Hard Credit Card Declines
Credit card declines can happen for a lot of different reasons—bad timing, compatibility issues, bad communication—even fraudFraud fraud Criminal deception
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American Express Card – 3 Three-party scheme
The payment card industry (PCI) denotes the debit, credit, prepaid, e-purse/e-wallet, ATM, and POS cards and associated businesses. Card Schemes: