🛫 In-flight Payments at 30,000 Feet
In-flight payments are a fascinating frontier of commerce. Unlike traditional card transactionsTransactions transactions Interactions where value is exchanged for goods […]
In-flight payments are a fascinating frontier of commerce. Unlike traditional card transactionsTransactions transactions Interactions where value is exchanged for goods […]
In a world where walletsWallets wallets See Digital Wallets. are becoming smarter and customers more demanding, VisaVisa visa A leading
🪄 Web3 Needs a Backend Too Crypto may be all about decentralization—but building an actual dApp? That still needs infrastructure.As
Discover how stablecoins like USDC, USDT, and PYUSD work. Compare strengths, use cases, and risks in this in-depth PaymentsPedia explainer.
The Evolving Landscape of Video Gaming Payments: 2024 Snapshot The video gaming industry has become one of the most powerful
Explore the future of crypto payments — from stablecoins-as-a-service to programmable money and wallet abstraction. Learn why crypto won’t replace traditional payments, but will power what comes next.
In a rapidly digitizing world where users demand flexibility, visibility, and control, MastercardMasterCard mastercard A global payments network enabling electronic
While the technology powering crypto paymentsCrypto Payments crypto-payments Payments made using cryptocurrencies such as Bitcoin, Ethereum, or stablecoins, often processed
Indonesia—Southeast Asia’s largest economy and fourth-most populous nation—is leapfrogging cards and banking to become one of the most vibrant digital
In today’s borderless eCommerceeCommerce ecommerce Commercial transactions conducted electronically on the internet. Includes digital payments, shopping carts, and fraud prevention.
📲 The Ultimate Guide to Mobile WalletsWallets wallets See Digital Wallets. in 2025 From Super Apps to Tap-to-Pay: A Region-by-Region
The world of payments is undergoing a radical transformation—and at the core of this shift lies crypto infrastructure. From Bitcoin Lightning and Solana
Imagine a world where international payments are as seamless, secure, and instant as domestic transactionsTransactions transactions Interactions where value is
To understand the growing role of crypto in real-world transactionsTransactions transactions Interactions where value is exchanged for goods or services.,
In every digital or card-based transaction, a series of events unfold behind the scenes—authenticationAuthentication authentication A security process used to
Sector-Focused Monetization Models and Architecture The next big revolution in payments isn’t about new cards or walletsWallets wallets See Digital
Modern restaurants are embracing embedded payments to streamline everything from reservations to takeaway and gift card sales. Integrated payment solutions not only improve guest experience but also reduce
While payment orchestration provides redundancy, flexibility, and failover capabilities, many mid-sized retailers or startups initially integrate with a single payment gateway connected to a single acquiring bank for simplicity, speed of integration, or cost minimization.However, this architecture introduces several risks and limitations in case of transaction errors.
Payment orchestration is not just about routing—it’s about building intelligent, resilient, and risk-aware infrastructure that keeps payments flowing even under adverse conditions. By combining:Real-time error detection,Smart retry logic,BIN-level routing optimization,Cost thresholds, andPre-negotiated PSP contracts,
In 2010, a programmer famously purchased two pizzas for 10,000 BTC — the first real-world crypto payment¹. What began as
✨ What Is Payments Orchestration? Payments orchestration refers to the intelligent management of multiple payment service providers (PSPs), gateways, fraudFraud
What if one digital card could do it all—debit, credit, installments, rewards—dynamically? MastercardMasterCard mastercard A global payments network enabling electronic transactions
⚖️ Understanding Chargebacks: A Practical Guide for Retailers and Payment Professionals Chargebacks are a common yet complex challenge in the
Introduction Airline payments are among the most complex in the world of commerce. Selling high-value services for future fulfillment, across
Virtual Credit Cards (VCCs) have emerged as one of the most efficient tools in the world of digital payments, especially in travel,
A Global and Regional Breakdown of Cross-Border Interlinkages Multilateral payment platforms are transforming how money moves across borders—shifting from costly,
The growth of APMs (Alternate / Local Payment Methods) can be attributed to: Drivers of consumer adoption include: Drivers of
🔁 What Is Account Updater? VisaVisa visa A leading global payment technology company connecting consumers, businesses, and banks., MastercardMasterCard mastercard
Point-of-sale (POS) systems have evolved from mere transaction terminals to full-fledged business management hubs. At the heart of this transformation
China is a global pioneer in mobile-first and cashless payments, home to the world’s largest digital walletsDigital Wallets digital-wallets Applications
MastercardMasterCard mastercard A global payments network enabling electronic transactions between banks, merchants, and cardholders.’s Payment Network: Mastercard Network (previously Banknet)
Apple Pay Later was Apple’s bold step into the Buy Now, Pay Later (BNPL) market, launched in March 2023 and shut down by
🌍 Cross-Border Acquiring: Pros, Cons & Use Cases for Global Digital Merchants As global commerce explodes, businesses—especially those selling digital
Alternative Payment Methods (APMs) / Local Payment Methods (LPMs) are increasingly shaping the future of digital commerce. With mobile-first generations, financial
Ever wonder why Buy Now, Pay Later (BNPL) feels so tempting—and so effortless? The answer lies deep within our brains. Neuroscience reveals
Singapore is one of the most progressive and structured jurisdictions for payments and fintechFintech fintech Short for financial technology, refers to
Benefits to Merchants for DCC The customer will typically be charged between 1%-%6% of the total transaction amount on a
Absolutely! Here’s a comprehensive and SEO-optimized blog post titled: 💲 What Is Least Cost Routing (LCR)? Global Overview of Lowering
As merchants expand into new markets, offering local and alternative payment methods (APMs) becomes critical to customer experience and conversion. However, integrating
The New Payments Platform (NPP) is Australia’s flagship real-time payments infrastructure. Since launching in 2018, it has revolutionized how money moves across
AuthorizationAuthorization authorization The real-time process of verifying that a payment method has sufficient funds or credit limit for a transaction.
The payments landscape is not only one of the most dynamic, characterized by constant change over the past years, but
Payment GatewayGateway gateway A service that authorizes and processes card payments for online merchants. Examples include Stripe, Adyen, and PayPal.
Dynamic Currency Conversion(DCC) DCC locks in an exchange rate at the time of making a transaction. This rate is based
MerchantMerchant merchant An individual or business that accepts payments in exchange for goods or services. Category Code (MCC) is a
Learn the difference between IBAN and SWIFT/BIC codes for global money transfers. Structure, usage, examples, and how to find them—explained simply.
A payment service provider (PSP) is the broad industry term used to describe companies that provide a turnkey solution to
What are credit card networks? The role of a card network is to facilitate transactionsTransactions transactions Interactions where value is
What Is an IssuerIssuer issuer A bank or financial institution that issues payment cards to consumers. Responsible for authorizations and
MastercardMasterCard mastercard A global payments network enabling electronic transactions between banks, merchants, and cardholders. has long maintained strict monitoring programs for chargebacks and
VisaVisa visa A leading global payment technology company connecting consumers, businesses, and banks. Dispute Monitoring Program (VDMP). This went into
Coverage: When you evaluate DCC service providers, it is very important that you consider the number of foreign currencies they
Credit card declines can happen for a lot of different reasons—bad timing, compatibility issues, bad communication—even fraudFraud fraud Criminal deception
The payment card industry (PCI) denotes the debit, credit, prepaid, e-purse/e-wallet, ATM, and POS cards and associated businesses. Card Schemes:
As payments become central to customer experience and monetization, many large retailers and emerging fintechs are exploring ways to take