Expanding Payments Landscape
The payments landscape is not only one of the most dynamic, characterized by constant change over the past years, but […]
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PG vs PSP vs ISO vs PayFac vs Payment Aggregator
Payment GatewayGateway gateway A service that authorizes and processes card payments for online merchants. Examples include Stripe, Adyen, and PayPal.
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Dynamic Currency Conversion(DCC)
Dynamic Currency Conversion(DCC) DCC locks in an exchange rate at the time of making a transaction. This rate is based
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⚠️ High-Risk MCCs: What Merchants & PSPs Need to Know
Understanding MerchantMerchant merchant An individual or business that accepts payments in exchange for goods or services. Category Codes and Why
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IBAN vs. SWIFT BIC Codes | 101
Learn the difference between IBAN and SWIFT/BIC codes for global money transfers. Structure, usage, examples, and how to find them—explained simply.
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Payments Gateway vs PSP
A payment service provider (PSP) is the broad industry term used to describe companies that provide a turnkey solution to
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Card Issuers
What are credit card networks? The role of a card network is to facilitate transactionsTransactions transactions Interactions where value is
Choosing DCC Providers
Coverage: When you evaluate DCC service providers, it is very important that you consider the number of foreign currencies they
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Soft and Hard Credit Card Declines
Credit card declines can happen for a lot of different reasons—bad timing, compatibility issues, bad communication—even fraudFraud fraud Criminal deception
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American Express Card – 3 Three-party scheme
The payment card industry (PCI) denotes the debit, credit, prepaid, e-purse/e-wallet, ATM, and POS cards and associated businesses. Card Schemes:
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